40353 ZIP Code — Mount Sterling, KY

Montgomery County, Kentucky

ZIP code 40353 is located in Mount Sterling, Kentucky, within Montgomery County. It covers approximately 141.31 square miles and serves a population of 22,425 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 859.

About ZIP code 40353

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $158,100. Owner-occupancy sits near the national average at 63%.

Median household income is $54,757. SNAP benefit usage at 18% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 40353 reflects a community defined by a trades-oriented workforce, a significant Social Security-dependent population, and elevated reliance on food assistance.

22,425

population

141.31

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

40353 ZIP code map

Cities in ZIP code 40353

Below are the cities the US Postal Service accepts for ZIP code 40353. Using any city not on this list may result in mail delivery delays.

City	Status
Mount Sterling	Acceptable
Mount Sterling	Preferred

Nearby ZIP codes

40337 Jeffersonville (8.4 mi) 40360 Owingsville (10.1 mi) 40374 Sharpsburg (10.5 mi) 40391 Winchester (13.5 mi) 40346 Means (14.4 mi) 40358 Olympia (14.5 mi) 40312 Clay City (15.7 mi) 40311 Carlisle (17.4 mi) 40361 Paris (18.7 mi) 40322 Frenchburg (19.1 mi) 40371 Salt Lick (19.5 mi) 41049 Hillsboro (19.9 mi)

Demographics updated 05/2026

Population
Total population	22,425
Population density	159 / sq mi
State FIPS	21
County FIPS	173

Geography
Land area	141.31 sq mi
Water area	1.22 sq mi
Latitude	38.0705
Longitude	-83.9343
Timezone	Eastern (ET)
Area code	859

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	50.8%	47.9%
$50k – $100k	35.3%	34.5%	30.3%
$100k – $200k	12.8%	13.3%	17.6%
Over $200k	1.6%	1.4%	4.2%

Demographics & statistics

22,425

Population

159

People per sq mi

41.3

Median age

$54,757

Median household income

$27,808

Per capita income

$158,100

Median home value

$770

Median monthly rent

63.0%

Home ownership

16.3%

Poverty rate

6.1%

Unemployment

6,535

Housing units

18.8%

Bachelor's or higher

Age distribution

Male Female

537

Under 5

568

670

5–9

707

743

10–14

784

683

15–19

722

786

20–24

829

1,283

25–34

1,354

1,397

35–44

1,475

1,495

45–54

1,579

851

55–59

898

501

60–64

529

1,187

65–74

1,253

584

75–84

617

191

85+

202

← Male

Female →

Age summary

Group	Count	%
Under 18	4,880	21.8%
18 and over	17,545	78.2%
65 and over	4,034	18.0%
Median age	41.3 years

Race & ethnicity

White 90%

Black or African American 3.3%

Two or more races 2.5%

Hispanic or Latino 2.4%

Other race 0.7%

American Indian / Alaska Native 0.7%

Asian 0.5%

Group	Count	%
White	20,677	90%
Black or African American	752	3.3%
Two or more races	568	2.5%
Hispanic or Latino	553	2.4%
Other race	163	0.7%
American Indian / Alaska Native	152	0.7%
Asian	113	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.3%	50.8%	47.9%
$50k – $100k	35.3%	34.5%	30.3%
$100k – $200k	12.8%	13.3%	17.6%
Over $200k	1.6%	1.4%	4.2%

Under $10k 6.2%

$10k–$15k 6.6%

$15k–$25k 11.4%

$25k–$35k 6.4%

$35k–$50k 15.8%

$50k–$75k 17.6%

$75k–$100k 14.9%

$100k–$150k 16.4%

$150k–$200k 2.8%

$200k+ 1.8%

Range	% of households
Under $10k	6.2%
$10k–$15k	6.6%
$15k–$25k	11.4%
$25k–$35k	6.4%
$35k–$50k	15.8%
$50k–$75k	17.6%
$75k–$100k	14.9%
$100k–$150k	16.4%
$150k–$200k	2.8%
$200k+	1.8%
Median income	$54,757

Housing

Home values

Under $50k 8.9%

$50k–$100k 19.5%

$100k–$150k 18.6%

$150k–$200k 19.9%

$200k–$300k 20.0%

$300k–$500k 9.9%

$500k–$1M 2.5%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$158,100
Median rent / month	$770
Owner occupied	63.0%
Renter occupied	37.0%
Vacant	10.2%
Single-family detached	66.8%
Large apartment buildings	3.6%
Mobile homes	9.6%
Median rooms	5.6
Avg household size (owned)	2.55

Year built

Era	%
2020 or later	0.2%
2010–2019	7.2%
2000–2009	19.7%
1990–1999	13.5%
1980–1989	7.0%
1970–1979	21.7%
1960–1969	11.3%
1950–1959	5.1%
1940–1949	3.0%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	7.6%
2 bedrooms	26.9%
3 bedrooms	50.7%
4 bedrooms	10.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	32.1%
2 vehicles	39.0%
3 or more	23.5%

Heating fuel

Fuel type	%
Utility gas	28.7%
Electricity	66.5%
Propane / LP gas	2.9%
Fuel oil	0.5%
Wood	1.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,192	47.7%
Cohabiting couple	656	7.5%
Male householder, no spouse	1,304	14.8%
Female householder, no spouse	2,637	30.0%
Households with children under 18	2,785	31.7%
Households with seniors (65+)	2,779	31.6%
Average household size	2.51

Marital status

Status	Male	Female
Never married	32.2%	20.1%
Married	50.3%	45.6%
Separated	3.3%	3.8%
Widowed	3.6%	12.5%
Divorced	10.6%	17.9%

Education

Less than 9th grade 6.2%

Some HS, no diploma 7.8%

HS graduate 41.2%

Some college, no degree 19.2%

Associate's degree 6.7%

Bachelor's degree 11.4%

Graduate / professional 7.4%

Metric	%
HS diploma or higher	86.0%
Bachelor's or higher	18.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	369	7.5%
Kindergarten	303	6.1%
Elementary school	2,349	47.5%
High school	1,190	24.1%
College / grad school	735	14.9%

Employment

Industry of employment

Manufacturing 23.0%

Education & healthcare 19.7%

Retail trade 18.2%

Arts, food & hospitality 7.5%

Construction 6.2%

Professional & management 5.8%

Transportation & utilities 5.1%

Finance & real estate 4.7%

Other services 3.3%

Public administration 2.8%

Agriculture & mining 1.2%

Wholesale trade 1.2%

Information 1.1%

Occupation

Category	%
Management, business & arts	26.2%
Service	13.5%
Sales & office	23.6%
Natural resources & construction	7.1%
Production & transportation	29.6%

Employment type

Type	%
Private sector	84.5%
Government	11.7%
Self-employed	3.2%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	87.7%
Carpool	5.5%
Public transit	0.1%
Walk	0.9%
Work from home	5.2%
Other means	0.6%
Avg commute (minutes)	23.3

Poverty

All people 16.3%

Under 18 years 19.3%

18 and over 15.5%

Married-couple families 5.2%

Female-led households 42.5%

Income support

Source	% of households
Social Security	35.5%
Retirement income	25.0%
Supplemental Security	6.6%
Cash public assistance	1.6%
Food stamps / SNAP	18.2%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	41.3%
High cholesterol	36.5%
Diabetes	12.0%
Heart disease	7.6%
Stroke	3.6%
Asthma	11.6%
Arthritis	31.2%
Kidney disease	3.2%
Pulmonary disease	10.9%
Cancer	6.5%

Behavior / access	%
Smoking	24.9%
Binge drinking	15.5%
No physical activity	33.2%
Less than 7 hrs sleep	38.3%
Depression	26.0%
Fair or poor health	21.5%
Poor mental health	18.9%
Poor physical health	14.8%
No health insurance	11.4%
Visited doctor (checkup)	77.6%
Visited dentist	53.0%
Cholesterol screening	88.8%
Teeth loss	20.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,336	7.6%

Disability	%
Any disability	21.3%
Under 18	9.4%
18–64 years	16.4%
65 and over	52.8%

Health insurance coverage

Type	%
Private insurance	55.6%
Public insurance	49.3%
No insurance	7.5%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,320	95.1%
Spanish	126	0.6%
Other Indo-European	79	0.4%
Asian & Pacific Islander	47	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	22,113	98.6%
Born in same state	21,971	98.0%
Born in different state	17,403	77.6%
Foreign born	142	0.6%
Naturalized citizen	312	1.4%
Not a US citizen	172	55.1%

Ancestry

Ancestry	Count	%
Arab	6,904	30.8%
French	2,937	13.1%
Italian	1,949	8.7%
Dutch	78	0.3%

Ancestry	Count	%
English	70	0.3%
Irish	59	0.3%
Polish	56	0.2%
German	12	0.1%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	93.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 40353

What city is ZIP code 40353 in?

ZIP code 40353 is primarily assigned to Mount Sterling, Kentucky.

What county is ZIP code 40353 in?

ZIP code 40353 falls within Montgomery County, Kentucky.

What is the poverty rate in ZIP code 40353?

16% of residents in ZIP code 40353 live below the poverty line, above the national average.

Does ZIP code 40353 have a large retiree population?

36% of households in ZIP code 40353 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 40353?

The median home value in ZIP code 40353 is $158,100.

What is the population of ZIP code 40353?

ZIP code 40353 has an estimated population of 22,425 residents, with a density of 159 people per square mile.

What timezone is ZIP code 40353 in?

ZIP code 40353 observes the EST timezone.